The world our children is inheriting is far more complex than the one we grew up in and no more so than the financial world. Educating children about money is incredibly important. We are banking more on-line, buying more on credit and these bring added issues such as cybercrime and identity theft which we never …
Every good financial plan needs to be backed up by a good legal plan and it is very important to periodically review your will, or in some cases take the first steps to writing one. In my role as Senior Relationship Manager at the RU Group, I regularly speak with local Law firms to build …
Increase in will writing highlights the need for forward planning Read More »
One of the common questions we are asked is ‘how much income will I need in retirement?’, hand in hand with ‘what will my costs be in retirement?’. Now is a great time to start looking at what we spend our money on normally, and what our expenditure might be in retirement. This period of …
Rachael Hurdman, Business Coach, Consultant and the founder of Arch inspire challenges you to take valuable time to ‘invest in yourself’ whether you are building for, approaching or are in retirement. As a coach I help many clients to focus on and realise the benefits of ‘investing in themselves’. Many of the questions your Financial …
Why is rebalancing portfolios important? What does it mean for my investments? Humans have a hard time being investors. Normally, we like to purchase things when they are cheap and avoid them when they are expensive, but that is often not the case for equities. We tend to get overly optimistic and enthusiastic when equity …
We’ve summarised the key announcements in the Budget 2020 statement, made on Wednesday 11 March. The newly appointed Chancellor, Rishi Sunak, announced a spirited Budget with a repeated emphasis on ‘getting things done’, echoing the recent election campaign. His initial focus was on the short-term measures needed to deal with the challenges the UK faces …
Last week’s Budget from the new Chancellor, Rishi Sunak, included £7 billion of expenditure targeting the impact of Covid-19 on employees, the self-employed and businesses. Six days later a further raft of measures was announced, amounting to an additional £20 billion of support expenditure plus £330 billion of loan guarantees. The Chancellor’s 17 March statement …
At times like this, it is sometimes worth reminding ourselves that it is this very uncertainty of shorter-term market outcomes that delivers investors with returns above those of placing bank deposits. This allows us to grow our purchasing power over time. In the case of equities, this uncertainty can be high as the market adjusts …
It is apparent that Coronavirus is causing ripples in the stock markets as the impact of productivity in China and restrictions on travel are being felt. But what is the impact of Coronavirus on investment portfolios? It is natural for investors to be concerned about the impact of recent falls in share prices on their …
By William Johnson, Managing Director at The Ink Group, one of our professional partners. The use of technology is starting to change how we access healthcare services. It is taking strain off the NHS and can be harnessed to provide additional benefits to employees. Providing staff benefits based on health and wellness is valued by …
The rise of Virtual GP services in the workplace Read More »
